Account-to-account payments instead of cards
Your customer pays with a transfer they approve in their own banking app. You receive the money straight into your account, with no interchange and no chargebacks. One-off, recurring, with a later date or in batches.
Payment types
One-off payments
Cards cost fees and carry chargeback risk, while a regular transfer means retyping the account number and waiting for it to be booked.
0.5% per transactionRecurring payments
A card subscription fails when the card expires or gets blocked, and every failed charge risks losing the customer.
0.5% per paymentDeferred payments
The customer wants to pay later, but without credit, without a card and without the risk of forgetting the due date.
0.5% per paymentBulk payments
Typing hundreds of transfers to employees, partners or customers by hand wastes time and invites mistakes.
0.5% per transfer in a batchPayment gateway
Several payment methods usually mean several contracts, several dashboards and several reports to reconcile every month.
0.5% per transaction
How much do you save with account-to-account payments?
Enter your numbers. We compare your card fees with the Fizen fee: 0.5% per transaction, no fixed fees.
Fizen cost: 0.5% of each transaction, minimum PLN 0.50. Net amounts, excluding integration costs.
- Card cost per month
- PLN 2,250
- Fizen cost per month
- PLN 750
- Saving per month
- PLN 1,500
- Saving per year
- PLN 18,000
Try Fizen on your own data
We set up business accounts and API keys after a short conversation: tell us what you do and we reply within one business day. For yourself, you can start right away.