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Fizen

Fizen for business

Accept payments from bank accounts, understand your customers' finances and give your team an AI assistant on company accounts. One connection to 40+ banks across CEE.

Accept payments

Pay by Bank: a bank transfer instead of a card

  • One-off payments

    A pre-filled transfer the customer only approves in their banking app. Real-time status, no interchange or chargebacks, money straight into your account.

    0.5%per transaction

  • Recurring payments

    Subscriptions and instalments paid by bank transfer. One approval in the bank, any schedule, no declines caused by expired cards.

    0.5%per payment

  • Deferred payments

    The customer approves a future-dated transfer today and the bank executes it on the chosen day. No credit, no card and no hidden costs.

    0.5%per payment

  • Bulk payments

    Payouts to employees, partners and customers in one batch. Account validation before sending, one SCA, status for every item.

    0.5%per transfer in a batch

  • Payment gateway

    One checkout for account-to-account payments and popular methods. One settlement, one report, status webhooks.

    0.5%per transaction

Know your customer and finances

Account data, with the customer's consent

  • Account access

    With customer consent, fetch balances, transaction history and account holder data from 40+ banks in one format. Read-only, 180 days, webhooks.

    from PLN 79per month, net, Business plan; developers from PLN 249

  • Customer verification

    Confirm identity, account ownership and address using bank data. Results in seconds, no document scans.

    from PLN 1.20per check, Developer Growth plan

  • Income and expenses

    Regular income, spending categories and fixed obligations calculated from account history. A report for scoring instead of paper certificates.

    from PLN 1per report, on the Business Pro plan

AI at work

An AI assistant on company accounts

  • Fizen MCP for businesses

    An AI assistant with access to company accounts: customer payments, costs, data for bookkeeping. Read-only.

    PLN 79a month, net, Business plan

  • For accounting firms

    Your clients' accounts in one place: statements, income and costs for bookkeeping.

    PLN 79a month, net, Business plan

Try Fizen on your own data

We set up business accounts and API keys after a short conversation: tell us what you do and we reply within one business day. For yourself, you can start right away.