Payment gateway for online shops

    A payment gateway at 0.69%

    Cards, BLIK, Apple Pay, Google Pay and bank transfers in one gateway. The first PLN 5,000 of turnover free of commission, no monthly or activation fees.

    0.69%

    commission on payments with Polish cards, BLIK and bank transfers

    • PLN 0 commission on the first PLN 5,000 of turnover
    • PLN 0 monthly and activation fee
    • PLN 0 for payouts, money in your account in D+2

    Payment methods

    • Visa
    • Mastercard
    • BLIK
    • Apple Pay
    • Google Pay
    • Bank transfers

    Pricing

    One rate, no fixed fees. You only pay commission on transactions.

    Visa and Mastercard cards issued in Poland0.69%
    BLIK0.69%
    Bank transfers0.69%
    Apple Pay and Google Pay0.69%
    First PLN 5,000 of gross turnoverPLN 0 commission
    Monthly feePLN 0
    Activation feePLN 0
    Payouts to your accountPLN 0, D+2

    The 0.69% commission applies to turnover above PLN 5,000 gross. Ask us about rates for cards issued abroad before signing the agreement.

    What does the payment gateway include?

    A complete payment solution for e-commerce, all in one agreement.

    • Card paymentsVisa and Mastercard, cards issued in Poland and abroad.
    • BLIKFast mobile payments for Polish customers.
    • Online transfersInstant bank transfers.
    • Apple PayPayments for iPhone users.
    • Google PayPayments for Android users.
    • Merchant dashboardManage transactions, payouts and refunds.
    • RefundsHandle refunds straight from the dashboard.
    • Payout statusesSee the status of every payout.
    • ReportsBasic sales and settlement reports.
    • Payment linkSend a payment link with no technical integration.
    • Hosted payment pageA ready payment page, no need to build your own.
    • APIFull integration through the REST API, with documentation.
    • Ready-made pluginsWooCommerce, PrestaShop, Magento and OpenCart.
    • D+2 payoutsMoney in your account two business days after the transaction.
    • SecurityPCI DSS, 3D Secure and strong customer authentication (SCA).

    Three ways to integrate

    Pick what suits your shop. We help with the integration before you go live.

    soon

    Shop plugin

    WooCommerce, PrestaShop, Magento and OpenCart.

    Hosted payment page

    Redirect to a ready payment page. The fastest start, no developer work on the form.

    REST API

    Full control of the payment flow, webhooks with statuses and refunds from your own system.

    How to start

    1. 1

      Apply for your shop

      Fill in the online application form. Questions? Email or call us.

    2. 2

      Send details for verification

      Company and shop details needed for verification, as with any payment gateway.

    3. 3

      Sign the agreement

      After a positive verification you sign the agreement online.

    4. 4

      Choose the integration

      API, plugin or hosted payment page. We help with setup and testing.

    5. 5

      Go live

      Your shop takes payments and you see them in the merchant dashboard.

    Frequently asked questions

    How much does the gateway cost?

    The commission is 0.69% on payments with cards issued in Poland, BLIK, Apple Pay, Google Pay and bank transfers. There is no commission on the first PLN 5,000 of gross turnover.

    Are there any fixed fees?

    No. There is no monthly fee, no activation fee and no fee for payouts to your account.

    Which payment methods can I accept?

    Visa and Mastercard cards, BLIK, Apple Pay, Google Pay and bank transfers.

    When do I get the money?

    Payouts are D+2, two business days after the transaction.

    How do I integrate the gateway with my shop?

    Through the REST API, the hosted payment page or payment links. Plugins for WooCommerce, PrestaShop, Magento and OpenCart are in preparation. We help with the integration before you go live.

    Who provides the payment services?

    Payment services are provided by our partner Meest Transfer Sp. z o.o., a licensed payment service provider supervised by the KNF. Fizen is responsible for the offer, onboarding and support.

    Start taking payments in your shop

    Tell us which platform your shop runs on. We will reply with an onboarding plan and the agreement.

    Payment services in the gateway are provided by Meest Transfer Sp. z o.o., a licensed payment service provider entered in the KNF register under no. AKPP/27/2024 and supervised by the Polish Financial Supervision Authority.

    Maciej Krasowski - CEO Fizen

    Contact Us

    Maciej Krasowski

    CEO & Co-founder

    Fizen logo

    Open banking and payment solutions provider for Central & Eastern Europe. PSD2 compliant, secure, and seamless.

    Fizen Sp. z o.o.

    Narutowicza 40/1, 91-135 Łódź, Poland

    NIP: PL7252309077KRS: 0000900414REGON: 388908954

    © 2026 Fizen. All rights reserved.

    Made with ❤️ in Łódź, Poland

    🍪 This website uses cookies

    We use cookies for analytics and to improve our services. You can accept or decline analytics cookies. Privacy Policy