Our story

The open banking market is growing rapidly year by year, and with fast-paced always comes big opportunities and big challenges to address.


As a group of Polish IT specialists pioneering the open banking market, we saw it as a business opportunity to build a tool that encourages businesses to join the evolution of banking with sustainability in finances world in mind and helps the unbanked part of society.


Our team is based on a highly experienced complimentary group of professionals with over 13 years of knowledge in terms of finance, development and legal. Besides our strengths, we have created a network of contacts that allow us simultaneously deliver and expand through the region.

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Core team

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Joanna Mamczur linkedin

Operations & Legal

International business lawyer & entrepreneur with over 15 years of experience in corporate law, incl. Banking & Finance. EMBA & Master of Laws degrees from Poland, France and Germany. European leader of JCI.

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Maciej Krasowski linkedin

CEO of FIZEN

BinarApps’ founder and vice president of the board, fintech and blockchain enthusiast, Blockchain Poland Association co-founder, investor. For the last 7 years responsible for software house revenue (PLN 15M in 2020).

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Tomasz Cichowicz linkedin

Finances & Strategy

Executive manager and entrepreneur with a track record of building and operating software houses, startups and VC funds. Currently, advisor to the Management Board of BinarApps. Holds both IT and business (EMBA) degree.

We want to become the largest integrator of open banking in CEE and then scale up globally

We closely collaborate with our small dedicated IT team provided by experienced software house and a few other trusted partners who are responsible for our customizable yet scalable infrastructure. And we do all of that and way beyond with our customer's peace in mind