How it works?

Innovative open banking technology - the “one stop shop” financial integrator. We connect bank APIs and external service providers. We save your time, resources and burden related to integrations with banks and provide value adding services on top of that.

FIZEN
Know Your Customer
Banking Insurance Renting E-Commerce

Challenge

  • Companies need to verify quickly and cost effectively customer Identity remotely
  • Data need to be accurate and confirmed
  • The whole process should be conducted 100% remote
  • Confirming identity should be easy, hassle free and quick (within few minutes)
  • Age verification for online delivery

Solution

FIZEN Identity is a set of solutions for ID verification. The process consists of a few simple steps - obtaining information from ID and bank account. It all takes less than 2 minutes.

You can trial different solutions to see which customer journey has the highest success rate (e.g. three KYC solutions to find best success rate)

Identity verification is 100% remote and thanks to obtaining data from bank accounts accurate and double verified.

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FIZEN
Address verification
Utility Providers Local Authorities TAX residence

Challenge

  • Various institutions and companies need strong address verification
  • Signing an agreement (electricity, cable, water, gas, internet) requires address confirmation
  • Tax Residence, Social Benefits need a proof of address

Solution

Certain institutions require address confirmation to provide their service.

FIZEN offers complete solutions for address verification. The address can be obtained from digital banking, PDF banking statement or utility bill. Then it is cross checked with ID. The process can be conducted 100% remotely, saving time and hassle of end-customers.

Address verification can be enriched with digital signature or payment initiation.

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FIZEN
Banking data
Banking Payments Money transfers Insurance E-Commerce Lending Debt Collection

Challenge

  • Many institutions including banks manually verify banking details
  • Quick and cost effective credit score
  • Data factoring with algorithms that flags risk in users behaviors

Solution

Thanks to AISP can be quickly and easily verified using credentials for digital banking or PDF banking statements. Obtained banking data can be categorized and used as valuable source of information about client banking/spending habits e.g. see how much spend on certain categories such as shopping, traveling, etc.
It is also a great source of information to create customer profile (e.g. red flags, time of user activity…). Data can be also used for cross-selling (loan offer when the balance is low, Petrol station bill - car insurance, gaming)

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FIZEN
AIS Customization
Analysis UX Design Development Post-Development / Maintenance Consulting

Tailor made end to end process using

FIZEN can help you design and develop end to end process. Fizen has workforce and expertise to cover all stages of the project:

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How to implement FIZEN
in 4 simple steps:

1

Contact us

2

Connect

Get access to our free sandbox where you can test connections with real banks’ sandboxes

3

Upgrade

Consult your needs and upgrade to full version of the product with our advisor

4

Done!

Now you can save time, money and get quality data directly from banks upon your clients' consent