Open Banking Solutions
CEE Native
Retail Company Corporate Accounts

We are licensed by the Polish Financial Supervision Authority to provide the open banking AIS service. Our technology covers several CEE countries.

Created for Business.

Crafted for Security.

FIZEN helps your business use the market opportunity driven by PSD2 directive and does that by removing friction from customer touchpoints. EU’s PSD2 forces banks to give licensed fintech companies (TPP - third party providers) access to customer payment accounts via API, which creates opportunities for startups, SMEs and corporates to offer better products and services.

Benefits of open banking under PSD2 include the following:

AIS

Account Information Services safely and securely retrieve customers' account information (including balances and transactions) upon their consent

CAF

Confirmation of the Availability of Funds on whether there are available funds in the customer’s account before initiating a transaction

PIS

Payment Initiation Services technology can indicate a wide range of payments, transfers and cross-border payments

KYC

Know Your Customer - Identifying and verifying the client's information

Functionalities

Identity

Check your user’s identity within seconds thanks to “Login with FIZEN” functionality.

Authorization

Check your payments within your company's app. Authorize user thanks to “Login with FIZEN” functionality that uses AIS to gather user’s proven info directly from the bank.

Balance

Initiate payments within your app. Gather all the information from the bank account - accounts list, history of the payments and balances.

Transactions

Manage all the transactions from one place. Analyze them, initiate it, receive it.

Assets

Manage you wealth thanks to FIZEN connections.

Who may benefit?

Almost every industry can benefit from using open banking solutions. From validating your clients to even helping them with getting a mortgage. Sounds appealing? Click here and check our in depth use cases.

Check our products here

Industries

Verification of your client - while renting a car, asking for a mortgage, getting a cash loan etc. The client logs in with their bank credentials and proves their identity or approves the transfer of their bank account history records directly from the bank's database.

Accounting